AMMAN — The balance of credit facilities extended by commercial banks operating in the Kingdom increased by 4.7 per cent during the first half of 2026 compared with the same period last year, according to the latest Central Bank of Jordan (CBJ) data.

 

Total outstanding loans and credit facilities reached approximately JD37.147 billion during the January-June period, up from JD35.473 billion in the corresponding period of 2025, Al Mamlaka TV reported.

 

According to the data, overdraft facilities, including salary-linked drawdowns, accounted for 6.8 per cent of total credit facilities, reaching JD2.815 billion. Credit extended through credit cards stood at approximately JD468 million during the first six months of 2026.

 

By borrower category, the private sector, including resident and non-resident entities, accounted for approximately 88 per cent of total credit facilities during the first half of the year, with a total value of JD32.737 billion. Credit facilities extended to the public sector stood at nearly JD4.388 billion over the same period.

 

In terms of sectoral distribution, the “other sectors” category, which includes equity purchases, vehicle financing, consumer goods and personal loans, ranked first, receiving JD8.934 billion in credit facilities.

 

The construction sector ranked second, receiving nearly JD8.045 billion in total financing during the six-month period.