AMMAN — The Social Security Investment Fund (SSIF) has reaffirmed that its investment decisions are made independently and without interference, under a governance framework established by the Social Security Law and applicable regulations.

 

In a statement to The Jordan Times, the fund said that its investment decisions are based solely on professional and economic assessments aimed at protecting subscribers’ and pensioners’ rights while supporting the long-term sustainability and growth of social security funds.

 

The SSIF said that its objective is to achieve the best possible returns within acceptable risk levels, in line with its role as a long-term investor supporting the Social Security Corporation’s ability to meet future obligations.

 

The fund rejected claims of interference in its investment decisions, saying such allegations have no basis in the legal framework governing its operations and overlook a system of institutional checks and balances that ensures independence, professionalism and accountability.

 

It also said that the law clearly separates responsibilities between the Social Security Corporation’s Board of Directors, which approves the general investment policy and plan, and the Social Security Investment Board, which makes and implements investment decisions within the approved framework.

 

According to the fund, all investment opportunities undergo detailed reviews by specialised epartments, including financial, technical and legal assessments, as well as risk analysis.

 

The findings are then submitted to the Investment Committee, while decisions outside its mandate are referred to the Investment Board, it said.

 

The SSIF said that each investment opportunity is evaluated independently based on criteria including economic feasibility, expected returns, risk levels, portfolio diversification and alignment with the approved investment policy, regardless of the identity of the project owner.

 

The fund added that its governance system includes multiple layers of oversight involving internal control units, Investment Board committees, the Corporation’s Board and committees, the Audit Bureau, external auditors, and periodic reports submitted to Parliament and the Council of Ministers in accordance with the law.

 

Highlighting its recent financial performance, the SSIF said that its assets reached approximately JD19.7 billion by the end of the first half of 2026, while comprehensive income stood at JD903.8 million during the same period.

 

 

The fund said its assets increased by JD2.4 billion in 2025 to reach JD18.6 billion, representing a 15.2 per cent rise compared with 2024. Comprehensive income for 2025 reached nearly JD 2.2 billion, compared with about JD1 billion in 2024, marking growth of 118.5 per cent.

 

The SSIF said that it continues to diversify its portfolio through investments in major national projects and strategic companies, including firms in the banking and mining sectors.

 

It described the independence of its investment decisions as a legal and institutional safeguard designed to protect social security funds and preserve the rights of subscribers and pensioners for current and future generations.